Friday, September 2, 2011

Baby Fever!

I did not sleep any last night! I think I got about 2 hours of brain was just on overload and it would not calm down! and then I got up at 4:45 to get to Zumba at 5!
So...its no secret that Matthew and I planning on having more children! We have always known we would have more than one! If we could afford it, we would have a whole house full! When Jagger was born, we knew we wanted to wait until he was about 3 and then start trying again! In the past several months, we have started getting baby fever BUT we have one major set back- Insurance! We have insurance but the plan that we are on does not have a maternity rider on it!
Let me explain.....about a year ago or longer Matthew's employer decided to switch some stuff on the insurance- long story short..for  Matthew, Jagger and me it was going to be around $900 a month!!!!! There was NO way we could do that...the bank gave us a week to make a we were in a panic! We went out and found an independent policy for me and Jag. The policy with maternity was around $600 a month...we went ahead and signed up! We did this for several month until we just about went broke...we were literally insurance poor! $600 a month is alot of money that we could be putting somewhere else! so after months of praying we decided to drop the maternity rider. Our insurance dropped to around $250 a month! Still alot of money but much better! This has been fine and dandy until now! If we want to get pregnant and be covered, we have to add the maternity rider which would put us back at paying $600 a month, and there is a 6 to 12 month hold on it. so we would have to pay 600 a month for 6 to 12 months then we could get pregnant and if we get pregnant in between we would not be covered! I am in tears as I write this because I feel like the insurance has a tight-hold on us! I hate that we are good people, who work hard, are honest, and always pay our bills on time....It makes me sad that we just want to have a baby but are in this stinky situation and don't really know what to do! I have very down about this for awhile..I feel like you can't live with insurance and you can't live without it! and we are at that point where Matthew makes to much to get help but we dont' make enough! Grrrrrr.... It drives me insane....
The other day I just decided to hand the whole situation over to God. I know he has a wonderful plan for us and he will take care of this. If he wants Matthew and I to have another baby we will! Please pray for us and this situation! and if you have any suggestions I would love to hear them!
So sorry to put this out there but it has been on my mind alot! again please keep us in your prayers about this!
Hope everyone has a blessed Friday!


  1. I am crying over here. That breaks my heart for you guys. You are right in turning this over to Him. God has a plan and he can do immeasurably more than we ever imagined! A verse that has helped me out ALOT in the last few months

    "Now to him who is able to do immeasurably more than all we ask or imagine,
    according to his power that is at work within us,
    to him be the glory in the church and in Christ Jesus through all generations,
    for ever and ever! Amen".
    - Ephesians 3:20,21

    I will be praying for you guys!!

  2. Girl, this could have been my post! Insurance is holding us back too. It's so unfair about all the expense and waiting you have to go through. But the best thing you can do is turn it over to God and trust that he will makes things happen in His time. His time is better than anything we can do on our own.

    Love ya! :-)

  3. I am sooo sorry you are having to deal with this! :( Insurance is horrible. I'm a college student living in a different state as my parents and they just told my mom that I'm not covered out of state and she can't drop me on her insurance until she has proof that I'm covered by someone else. So, she's paying $500 a month for nothing. I kind of feel your pain and I am so sorry!